Apollo Munich – Optima Restore

Health Insurance Plan

To suit health needs, at every life stage just as your loved ones take care of you in illness, inculcating healthy habits, Apollo Munich offers optima Restore Insurance with a wide range of features. It covers you if you fall ill, and help you protect your finances while growing your reserves. Get rewarded for staying healthy.

BECAUSE EVERY STEP COUNTS

1

Plan offers Sum Insured Ranging 3 Lakhs – 50 lakhs.

2

It covers All Day Care Treatments

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3

Plan offers Organ Donor Expenses up to full Sum Insured

4

Double Sum Insured in two claim free years

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5

Plan offers 4500+ associated hospitals for cashless facility

Basic Sum insured per insured person per policy year	3 Lakh	5 Lakh	10 Lakh	15 Lakh	20 to 50 Lakh
In-patient Treatment	Covered
Pre-Hospitalization	Covered, upto 60 days
Post-Hospitalisation	Covered, upto 180 days
Emergency Ambulance	upto Rs. 2000 per hospitalisation
Daily cash for Choosing shared accommodation	Rs.800 per day, Maximum Rs.4,800				Rs.1000 per day, Max Rs.6,000
E-Opinion in respect of a Critical Illness	Covered
Emergency Air Ambulance Cover	Not Covered		Covered upto rs. 2.5 Lacs per hospitalization and maximum upto sum insured in an year
Restore Benefit	Equal to 100% of Basic Sum Insured
Health Checkup (per person)	Not Covered	Upto Rs. 1,500	Upto Rs. 2,000	Upto Rs. 4,000	Upto Rs. 5,000
Multiplier Benefit	Bonus of 50% of the Basic Sum Insured for every claim free year, maximum upto 100%. In case of claim, bonus will be reduced by 50% of the Basic Sum Insured at the time of renewal.
Critical Advantage Rider	Not Covered		Offered (where base Sum Insured is Rs.10 lacs & above)

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