Go Digit Double Wallet



Product Benefits

In-patient Hospitalization
ICU Rent Limit No limit
Room Rent Limit No limit
Pre & Post Hospitalization
Post-hospitalization expenses covered up to Expenses incurred for treatment after hospitalization covered up to Sum Insured
Post-hospitalization expenses covered for 60 Days
Pre-hospitalization expenses covered up to Expenses incurred for treatment before hospitalization covered up to Sum Insured
Pre-hospitalization expenses covered for 30 Days
Day Care Treatment
Financial Limit No limit
No. of treatments covered. All Treatments Covered
Domiciliary Treatment
Covered up to Sum Insured
No. of illnesses not covered. 15
Organ Donor
Expenses covered up to Sum Insured
Type of expenses covered. Harvesting expenses
Modern Treatment
Financial Limit Up to 50% of Sum Insured
No Claim Bonus
Maximum bonus you can accumulate 100%
Reduction in accumulated bonus due to claim Reduction in accumulated bonus due to claim in previous year Yes
% bonus every year
% annual bonus in case of no claim in previous year 		10%
Super No Claim Bonus
Maximum bonus you can accumulate Not available
Reduction in accumulated bonus due to claim
Reduction in accumulated bonus due to claim in previous year 		Not available
% bonus every year
% annual bonus in case of no claim in previous year 		Not available
Refill Benefit
No. of times refill can be applied Once in a policy year.
Claim in which refill of cover can be applied Subsequent claims.
Time when refill will trigger Partial exhaustion of Sum Insured & No Claim Bonus
Illness for which refill will be applicable Unrelated illness (Available after 45 days for related illness)
Refill of cover when sum insured exhausts.
Reinstatement of sum insured benefit 		Available
Non-Medical Expenses Cover
Limit on Non-Medical Expenses No limit
Cover on Non-Medical Expenses Available as an add-on


Specific Exclusions

Use of ventilator for a patient in vegetative state (brain dead) without any chances of recovery

Treatment related to intentional self-inflicted injury or attempted suicide by any means

Circumcision unless necessary due to accident or for treating a disease.

Expenses related to hair loss treatments and products.

Aesthetic surgeries of any description

Expenses related to screening, counselling, or treatment of external birth defects.

Injury or illness due to involvement in naval, military or air force operation

Vaccination, inoculation, or other similar treatments (except for post animal bite treatment)

Provision or fitting of hearing aids, spectacles, contact lenses and other similar products.

Elastic stockings, diabetic test strips and other similar medical supplies

Injury or disease due to war, invasion, act of foreign enemy, terrorism, chemical contamination, etc.

Any legal liability resulting from any errors, omissions, or representations of any action taken by hospital/ medical practitioner.

Prosthetics and non-surgically implanted devices

Dental treatment except for treatment required due to an accident.

Expenses related to any non-allopathic or alternative treatment except Ayurveda, Unani, Siddha, and Homeopathy

Expenses related to weight loss surgery.

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Why you need this Plan ?
Key Features with Digit Benefit
1
Cheaper than other products in the market
2
No restrictions on the type of hospital room you choose.
3
Offers inbuilt Personal Accident coverage.
4
Multiple options available for getting premium discounts.
5
Covers non-medical expenses or the cost of consumables such as gloves, oxygen masks, nebulization kits, etc.
6
Covers Bariatric surgery for weight loss.
7
Received fewer complaints during policy purchase compared to other insurers.
8
Received fewer complaints on claim settlement compared to other insurers.
9
Our study observed their responses on Twitter to be relatively quicker than other insurers.
10
Only available for families, not individuals
11
Monthly premium payment mode not available