HDFC Ergo – Optima Restore Family Health Insurance Plan

When it comes to safeguarding the health of your family, choosing the right health Insurance Plan is of utmost importance. With Optima Restore, you not only get the benefit of cashless treatment at our network hospitals, but also get other great features to meet all your healthcare needs.

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Why you need this Plan ?
Reasons to Choose Optima Restore Family Health Plan
100% Restore Benefit
Get 100% of your basic Sum Insured restored instantly after the first claim. Optima restore is a unique health plan that restores your sum insured on partial or complete utilization of your health cover, for your future needs.
2X Multiplier Benefit
50% increase in basic Sum insured for every claim free year, subject to a maximum of 100%

Complimentary Health Check-Up
Regular health check-ups keep track of your well-being and help in early diagnosis of illnesses. Enjoy preventive health check-ups up to₹10,000 with Optima Restore at the time of renewals.
Daily Hospital Cash
Worried about out-of-pocket expenses in case of hospitalisation? Get daily cash of up to ₹1,000 per day and maximum of ₹6,000 per hospitalization on choosing shared accommodation in a network hospital with Optima Restore.