HDFC ERGO STANDARD FIRE & SPECIAL PERILS

Long term safety for your property and possession

With HDFC ERGO Standard Fire & Special Perils Policy, you can ensure the trusted protection for your home. Importantly, it is brought to you by HDFC, a name synonymous with “home” to millions across India, and ERGO, one of the world leaders in non-life insurance solutions.

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Why you need this Plan ?
SAFEGUARD YOUR HOME!
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Insurance with no boundary limits
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Worldwide accident coverage
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Family can be covered under one plan
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24*7 Support: HDFC ERGO offers round the clock support for convenience and a hassle-free experience. You can call us on 1800 2700 700 or write an e-mail to :
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Zero Documentation: You need not go through lengthy procedures for buying online personal accident insurance policy
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Trusted by Millions: HDFC ERGO Insurance is a recognized brand for taking care of your insurance needs. With 75 lac+ happy customers the brand has been assigned ‘iAAA’ rating by ICRA indicating its highest claim paying ability.
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Fair and transparent claim settlement policies: HDFC ERGO personal accident insurance claims are settled with utmost transparencyPolicy Can be bought by Housing societies and Individual home/flat owners
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Covers risk against Fire, Flood, Earthquake, Lighting, Explosion, Inundation, Storm, Riot, Strike, Terrorism (optional) etc..
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Get Policy online instantly – No documentation required
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Coverage upto 15 years. Housing society can buy it only for one year.
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Coverage from 1 Lakhs to 3.0 Crs
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Discount upto 50%
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Provision for increase in Sum Insured by 10% at end of every year
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Simplified claim procedure
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Mobile app to manage Policy
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Option to cover Terrorism at a nominal premium
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Covers both Structure & Contents of house
  • Structure covers the physical structure of the home flat that can be damaged because of earthquake, flood, fire, etc.
  • Content covers the belongings inside your home for example furniture, bicycles, Television, refrigerators
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Flexibility to select between 2 plans
  • Coverage for increased Sum insured at end of each year under long term policy
  • Fixed Sum Insured basis in lieu of long term discount
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Multiyear Policy can be availed by house/ flat owners only
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Renters can cover only content and buy policy for one year
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Housing societies can buy policies for one year tenure