ICICI Pru Saral Pension Plan

ICICI Pru Saral Pension is a simple and standard single-premium immediate annuity plan, easy for customers to understand and purchase. There are two different lifelong annuity options you can choose from. The option you select will decide what kind of regular income you will receive under the ICICI Pru Saral Pension.

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Why you need this Plan ?
Benefits of ICICI Pru Saral Pension
Guaranteed lifelong pension
Pay once and get lifelong guaranteed pension starting from as early as next month.
2 annuity options 
Choose to take the annuity for single life or joint life

Higher Purchase Price Benefit 
Enjoy higher income by increasing the purchase price with which you buy the annuity.
Return of Purchase Price
Get 100% purchase price back on death and leave behind a legacy for your family.

Critical Illness Benefit 
Get 95% purchase price back on diagnosis of any of the specified critical illnesses by surrendering the policy.
Flexible payout options
Choose from 4 different payout options as per your needs: monthly / quarterly / half-yearly / yearly.

Loan against policy 
Avail a loan against your policy any time after six months from the commencement of the policy.
Tax benefits
Enjoy tax benefits #  on premiums paid u/s Section 80CCC of Income Tax Act, 1961