HDFC Life Sampoorn Samridhi Plus

A Non Linked “with profit” Life Insurance plan

Your family depends on you. Things like giving your child the best education, security for your spouse, going on that much awaited vacation or building a second home are a few of the many important milestones of your life.While you may have done your best to take care of them, life is unpredictable. On the journey of life, roadblocks spring up unannounced and may affect your plans adversely.Therefore, staying prepared is a smarter way to deal with life’s unexpected turns. Keep your and your loved ones’ happiness well protected with the confidence of HDFC LIFE SAMPOORN SAMRIDHI PLUSWhat is Whole Life Insurance?A Whole Life Insurance is a life insurance contract between the insurance provider and the policyholder, wherein the insurance payout is made to the contract’s beneficiaries upon the inevitable death of the policyholder provided required premiums are paid, or to the policy matures. It is also known as “straight life insurance” or “ordinary life insurance”

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Why you need this Plan ?
ATTAIN A PROSPEROUS LIFE!
1
Sampoorna Samridhi plus offers 2 key elements of investments
  • Savings: Lump Sum payout at maturity
  • Protection: Life coverage through policy term with an option to extend it till 100 years
2
Plan offers guaranteed additions of 3% to 5% of ‘SA on maturity’ for first 5 years. “SA on maturity” gets calculated based on Age, Gender, Premium paying term (ppt) and policy term. Generally it is around 70% – 90% of Total Annual Premiums paid
Policy Term Guaranteed Additions
15 – 19 years 3% p.a.
20 – 24 years 4% p.a.
25 years + 5% p.a.
3
Flexible policy term option ranging from 15 – 40 years. Premium payment term (PPT) is 5 years lesser than policy term
4
This plan also offers bonus additions in form of
  • Revisionary bonus: Declared every year and paid at maturity
  • Terminal bonus: Declared at end of policy term and paid at maturity
5
Maturity benefit includes Sum Assured on maturity + Accrued Guaranteed Additions + Accrued Revisionary Bonus + Terminal Bonus
6
Premium paid get tax exempted under sec. 80 C. Maturity benefit & Death benefit gets exempted under Sec 10 (10 D)
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Death benefit includes Sum Assured on death + Accrued Guaranteed Additions + Accrued Revisionary Bonus + Terminal Bonus