ICICI Pru – Smart Life
Unit Linked Insurance Plan
A savings and protection oriented unit linked insurance plan. This plan offers multiple choices on how to invest so that you can accumulate funds towards your desired goals, while providing you with a life insurance cover to protect those goals even in your absence.
Why you need this Plan ?
A SUPER WAY OF BUILDING WEALTH
Comprehensive protection to secure your goal
Choice of portfolio strategies
Flexibility of premium payment
Choice of protection level
In the unfortunate event of death of the Life Assured,
Lump sum payment of Sum Assured – to take care of any immediate liabilities on the family.
Waiver of all future premiums payable under the policy is available, provided all due premiums have been paid. Units will continue to be allocated as if the premiums are being paid – to ensure that your savings for your desired goal continues uninterrupted.
Select a portfolio strategy of your choice from
- Fixed Portfolio Strategy: Option to allocate your savings in the funds of your choice from a diverse suite of 11 funds.
- Life Cycle based Portfolio Strategy 2: A unique and personalized strategy to create an ideal balance
Between equity and debt, based on your age.
Pay premium just once, for limited period or for the entire policy term.
Fund any intermediate financial need through Partial Withdrawals, any time after the completion of five policy years.
*T&C on premiums paid and benefits received as per the prevailing tax laws
Get rewarded with Loyalty Additions and Wealth Boosters on staying invested with us over the long term.
Choose the level of protection that suits your needs